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Frank B. Fitzgerald III is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of South Carolina and North Carolina. No insurance business may be conducted outside these states referenced.

*Frank B. Fitzgerald III is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member  FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of South Carolina and North Carolina. No offers may be made or accepted from any resident outside the specific states referenced.

Fitzgerald & Associates is not owned or operated by NYLIFE Securities LLC, or its affiliates.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.

**Frank B. Fitzgerald IIII is also separately registered as an investment adviser representative(s) ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of South Carolina and North Carolina. As such, these services are strictly intended for individuals residing in South Carolina and North Carolina.